What Does West Bank Do With Your Personal Information?
Rev. Date January 2014
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Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on
the product or service that you have with us. This information can
include:
When you are no longer our customer, we continue to share your information as described in this notice.
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How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons West Bank chooses to share; and whether you can limit this sharing. |
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Reasons We Can Share Your Personal Information | Does West Bank Share? | Can You Limit This Sharing? |
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For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes– to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies | No | We Do Not Share |
For our affiliates’ everyday business purposes– information about your transactions and experiences |
No | We Do Not Share |
For our affiliates’ everyday business purposes– information about your creditworthiness |
No | We Do Not Share |
For our non-affiliates to market to you | No | We Do Not Share |
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Who We Are | |
Who is providing this notice? | West Bank |
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What We Do | |
How does West Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does West Bank collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can"t I limit all sharing? | Federal law gives you the right to limit only
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Definitions | |
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
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Joint marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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Children's Online Privacy Protection Act
In compliance with the Children's Online Privacy Protection Act
(COPPA), West Bank does not intentionally market our online products
to children under the age of 13, or knowingly collect personal
information from children under the age of 13. We do not solicit data
from children and we do not share such information with third parties.